Monday, 18 March 2013

Workers Who Delay Retirement May Be Happiest

Much has been made of the slow economy forcing older people to stay on the job longer than they’d like. Older workers believe health care costs alone will consume their savings in retirement, and about half plan to keep working for no other reason. But how terrible is this, really?
A growing body of research suggests that staying on the job longer is good not just for your wealth but for your health, too. That was the central premise of my first book with gerontologist Ken Dychtwald, and when we published The Power Years in 2005 this was an under appreciated view.
Today this line of thinking is broadly accepted and often the central tenet of financial firms’ advice to under-saved baby boomers. Working just two or three years longer can shore up your retirement security; it gives you the added benefit of staying busy, connected and relevant, all of which diminish stress and loneliness which are so damaging to mental and physical well being.

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